H and close to international standards. From 2014 onwards, with the stability of the macroeconomic environment, to ensure liquidity, the residents of the deposit rate is still increasing, although the mobilization has declined. The first step in the quality system of bank debt, to improve the pressure drop, the financial capacity is also declining, the credit economy has a growing trend. In the first 6 months of 2015, credit 7,83% compared to the same period increased by 18,98 percent compared to the end of 2014. Recently, the government has agreed to nhnn 18 NHTM to adjust credit growth, a number of small adjustments NHTM quota growth of 35% / year.
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